For the owners and stewards of historically prominent buildings, the insurance procurement landscape can be difficult to navigate. Standard policies often do not cover the features that make historic properties unique — raised panel wainscoting, hand-hewn true dimensional lumber, artifacts of local significance, collections borrowed from other organizations and collections loaned to others. As a result of these factors, in 2003, the National Trust for Historic Preservation created a new for-profit subsidiary, National Trust Insurance Services, LLC (NTIS), to meet the challenging insurance issues facing historic properties across this country.